December 15, 2021

40-year fixed rates

As fellow Qandor member Dylan Mitchell of Worldwide Property Company will tell you, long term fixed rate mortgages are very common and popular in continental Europe. […]
September 29, 2021

Lenders perspective: HMO vs multi-unit freehold block vs short term lets vs assisted living

At OnPoint Mortgages we have always worked with many houses in multiple occupation (HMO) investors attracted by the yields. A HMO is classified as a property […]
July 1, 2021

Semi-commercial mortgages

A semi-commercial mortgage is designed for securities that consist of both residential and commercial elements. They cover a wide array of properties, including shops, offices, restaurants […]
June 3, 2021

Holiday let mortgages

The pandemic accelerated the rise of staycations in the UK, with locations such as Cornwall and Devon experiencing huge demand during periods when travel bans and […]
March 29, 2021

Green mortgages

New Carbon Brief analysis shows a record-breaking 11% drop in greenhouse gas permissions in 2020, largely due to the pandemic. This puts the UK’s greenhouse gas […]
March 13, 2021

Stamp Duty Holiday and 95% LTV Mortgages

The March the 3rd Spring Budget was eagerly anticipated and saw two major announcements for the property and mortgage industries. Firstly, Chancellor Rishi Sunak confirmed the […]
January 28, 2021

Importance of developers having the right mortgage broker on their site

Selecting the correct estate agent to act on the sale of a new development is essential, but how many developers consider who will be guiding potential […]
January 11, 2021

Lending options for property investors

Data collected by Hamptons reports that landlords made up 15% of all agreed sales in November 2020, the highest total in 4 years. Investors were said […]
November 23, 2020
Self employed

Mortgages for the self-employed

The perception that the self-employed have been underserved by the mortgage industry appears to be supported by recent research from Aldermore Bank. It found that around […]

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