Commercial/Limited Company Mortgages
Investing in a commercial property or buying in a Limited Company can have many financial benefits.
After the recent Section 24 tax changes many investors are looking at alternative investment strategies like buying a buy-to-let or house-in-multiple-occupation (HMO) within a limited company or purchasing a commercial property for letting or development. The type of commercial space is varied, be it an office block, warehouse, factory, hotel, pub, farm, leisure complex, shopping centre or restaurant. Seek appropriate tax advice and whether you invest as an individual or a company, the OnPoint Mortgages team can advise you on finding a suitable commercial/limited company mortgage for your unique requirements.
A lot of high-street lenders do not offer either limited company or commercial mortgages, which is why it is important for property investors to get guidance from a specialist adviser before committing. Our strong relationships with private banks and commercial lenders, and experience negotiating with them, means that we will be able to secure you the most appropriate deal.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured against it. Some forms of Commercial Lending are not regulated by the Financial Conduct Authority.
To find out more about our commercial/limited company mortgage services, or to book a free, no-obligation consultation with one of our advisers